Felix Chavez has been a Nationwide Agent for more than 8 years

Nationwide, based in Columbus, Ohio, is one of the largest diversified insurance and financial services organizations in the world, with more than $158 billion in assets. Nationwide ranks #98 on the Fortune 100 list. The company provides a full range of insurance and financial services, including auto, motorcycle, boat, homeowners, life, commercial insurance, administrative services, annuities, mortgages, mutual funds, pensions and long-term savings plans. The Nationwide companies include the country’s seventh-largest property/casualty, the fourth-largest homeowners, the sixth-largest auto insurance group and the country’s largest farm owners insurer. Nationwide Life Insurance Company, the major subsidiary of Nationwide Financial, ranks 11th in assets according to A.M. Best. For more information, visit www.nationwide.com
 

Tips from your Nationwide Agent Felix Chavez:

Nationwide Survey Shows Startling Number of Americans Guilty of DWD
Culture of multitasking spreading to the roads, leading many to “Drive While Distracted”
By Felix Chavez

You’ve seen them in your rear view mirror or in the car next to you. Sometimes they’re putting on makeup while steering with their knees, punching text messages into a phone without ever looking up at the road, or using a BlackBerry to read e-mail with one hand and steering with a cup of coffee in the other. Or, perhaps you’ve seen – or even done – worse.

A new survey by Nationwide Mutual Insurance shows “Driving While Distracted” (DWD) is quite prevalent among today’s drivers and more dangerous than you might think. In fact, the National Highway Traffic Safety Administration says distracted drivers account for almost 80 percent of all crashes in the U.S.

As found by Nationwide’s survey, even those who perceive themselves as safe drivers admit to doing outlandish things behind the wheel, including changing clothes, balancing a checkbook and shaving. In fact, more than 80 percent of drivers surveyed identified themselves as multitaskers.

According to the survey of 1,200 Americans, 83 percent of those polled believe they are safe drivers and 59 percent don’t consider themselves distracted drivers. However, 73 percent talk on cell phones, only 16 percent drive at or below the speed limit, and 38 percent admit they have driven a certain distance without any recollection of doing so.

What exactly do people do behind the wheel? According to the survey, 31 percent of respondents say they daydream; 23 percent experience road rage; 19 percent fix their hair, text or instant message; 14 percent comfort or discipline children; and 8 percent drive with a pet in their lap.

Other multitasking efforts drivers admit to doing include:
  • Changing seats with passengers
  • Reading a book
  • Watching a movie
  • Writing a grocery list
  • Nursing a baby
  • Putting in contact lenses

Driving requires significant attention and multitasking while behind the wheel poses a threat to you and your fellow drivers. Here are some tips to stay safe:

• Drive defensively—be aware of what others around you are doing and expect the unexpected.
• Keep both hands on the steering wheel.
• Build time into your trip schedule to stop for food, rest breaks and making necessary phone calls or other business.
• Adjust your seat, mirrors, and climate controls before putting the car in gear.
• Pre-program your favorite radio stations and pre-load your CDs before leaving.
• Get plenty of rest before getting behind the wheel and take a break if you find yourself lost in thought or have difficulty focusing on the road ahead.
• Don’t use a cell phone or any other electronic device while driving. If you have to make a call, keep it short and always avoid stressful or emotional conversations.
• Secure cargo that may move around while the vehicle is in motion. Don’t attempt to retrieve items that fall to the floor.
• Pull over to eat or drink, it only takes a few minutes. If you have to eat while driving, select easy-to-eat foods and a spill proof cup.
• Have items needed within easy reach: toll fees, toll cards, garage passes, etc.
• Give yourself time to react. Keep a two second cushion between you and the car in front of you—four seconds if the weather is bad.
• Don’t speed—it gives you less time to react and increases the severity of an accident.
• And, of course, always wear your seat belt and drive sober and drug-free.

For more information on multitasking while driving, contact Felix Chavez at 512-479-6122 or go online at www.nationwide.com